Tuesday, April 14, 2009

Update Your Windows for Free

If ABC Monster action figures CNN had done their Windows Updates, there would have been no crisis last month when the Zotob virus took down their computers. Microsoft found and fixed that security flaw on April 9th 2005, and the virus hit on August 17th.

Contrary Viagra Informacin en Espaol popular belief, Microsoft really is trying to make a good product. They even built a Windows update feature right into the 1933 Goudey baseball cards version of Windows 98, and its gone into all subsequent Windows releases. In Windows XP, it will even update automatically, if you set it to do so.

I prefer the automatic updates, and have very rarely seen problems arise from doing them. Some technicians and IT people prefer to do the updates manually, and thats fine too, as long as they X-Men done.

In the lower right corner of your computer, there may be a yellow exclamation point. This is Microsofts way of telling you that you have Critical Windows updates to download or install.

Time after time, people and businesses ignore the Critical Windows updates, and then seem genuinely surprised when something bad happens.

Users can log in to the Microsoft Update website, and pick and choose what updates they would like to download and install for FREE. There are a large number of updates available for your computer, no matter how new it is.

To get your Windows updates, in Windows XP, just go to Start All programs Windows Update - and follow the instructions there.

Even if your computer is set to get updates automatically, you STILL need to go there and do this. Microsoft has a new validation feature that will not update automatically, so go do it now.

After the update, you may be prompted to reboot. Once you do that, you'll have the latest updates available for your version of Windows and youll be protected. Its not hard.

After you run your updates, be sure your computer is set to get future updates automatically too. Right click on My Computer and go to Automatic Updates and select the appropriate option and time for you to get the updates.

Updating your critical Windows files may not make everything work perfectly, but it certainly will go a long way towards making your Windows installation as safe and secure as it can be, and keep you from becoming another statistic.

Scott Hendison lives in Oregon and is the owner of Portland Technology Consultants. He is a href="pdxtc.com">computer and internet consultant, and has been in the industry since 1995. For over 75 other articles, visit his website at href="pdxtc.com">pdxtc.com


How Do You Determine the Value of a Personal Injury Case?

There is no magic formula or process by which some one can predict with certainty the amount of money pullip personal injury case may be worth. If there were, society would not need personal injury lawyers. One could simply apply a formula to come up with the value of the value of a case. If this were so there would be no need for a trial. Yet we know the trials are necessary when the two sides cannot agree on the value of a case.

In discussing the value of an injury claim I will assume the injured party had no comparative fault. As I discussed previously, if the insurance company is able to prove the injured party was also at fault donate a car the accident, their comparative fault would reduce any damage award by the percentage of their fault. Additionally, consideration must be given to the probability holding the response will party liable for the accident. If there is a Vac-U-Form low percentage of probability that they would be held liable for the accident, the settlement value of the case would be substantially reduced. If they were absolutely at fault, with no evidence to the contrary, the value the case becomes simply a matter of calculating the loss suffered by the injured victim.

Bearing those factors in mind, the value of any injury case is a function of the injury and damages suffered by the victim. Those damages are generally broken down into two categories. First, special damages are those capable of being calculated with certainty. Special damages include past and future medical expenses, lost earnings, lost earning capacity (the ability to earn money) and property damage. The second includes intangible damages. A person's intangible losses are more difficult to calculate and juries are instructed to use their own common sense and judgment in determining the value of those damages. Intangible damages include pain, suffering, mental anguish, inconvenience, scarring, disfigurement, and loss of the enjoyment of life. These intangible harms are purely subjective, difficult to determine and often vary among jurors who are deciding the case.

Ultimately, the value of the case is what a jury would award on any given day. The injured party's attorney and the insurance company are continually trying to evaluate how a jury might see the case and how much money a jury might award. Each side creates a range of their estimation of the value of a case. Settlement is possible when the money offered intersects with the range both sides feel the case should fall within. No settlement is possible if the plaintiff believes their case is worth $50,000 but the insurance company is offering only $25,000. Their settlement ranges have not intersected.

No value can be placed on a case until all of the damages are known. All medical treatment must be completed and any estimate of future medical treatment must be provided by the treating physician. That means the injured party must reach what lawyers and doctors refer to as maximum medical improvement, meaning further medical treatment is not raising the injured party's level of recovery. They have reached a plateau. Further medical care may be required, but it will only maintain their condition, not improve it. Waiting for the injured party to reach maximum medical improvement is often the determining factor in any delay in resolving the injured party's claim. A lawyer is not capable of predicting whether an injured person will need further treatment, such as a major surgery. That information is provided only by a physician. The need for future surgery, for instance, may be a significant factor in the value of the case. Attempting to reach a settlement prior to reaching maximum medical improvement could result in significant future medical needs not being taken into consideration in determining the value the case.

Other important factors to consider regarding the value of an injury case include whether the person has had significant medical treatment in the past, their general health, their life expectancy, and their need for future medical treatment. Another intangible factor is whether the injured party is someone a jury would like and believe, which means are they seen as someone with credibility. This is definitely a factor insurance companies take into consideration in determining how much a case is worth for settlement purposes. Other factors include the significance of the accident property damage and trauma, the extent and permanent nature of any injuries, whether the injured party was required to miss extensive time from work, the amount of the medical expenses, both past and future, the county where the case will be heard, the particular adjuster assigned to the case as well as the unique culture of the insurance company and any defense attorney they select to represent them. All of these factors combine into a unique combination of circumstances which will greatly influence the value of any case.

Virtually no two cases are alike, even if the accident and injuries involved are nearly identical. This means the evaluation of two cases which appear to be similar on the surface may actually produce widely different evaluations due to other factors, including those listed above. Evaluating personal injury cases takes knowledge, experience and hard earned intuition. Without these traits you may be at a serious disadvantage when negotiating with the insurance adjuster. Unless you're in the business of evaluating and settling personal injury cases for a living, you should look to an experienced personal injury attorney for guidance.

Attorney James W. 1970 Topps baseball cards is a Clearwater, Florida href="JWDodsonLaw.com">personal injury trial lawyer with over 20 years experience representing clients in all types of injury claims including vehicle accidents, fall cases and wrongful death. He is the author of three books offered FREE to consumers as a guide to dealing with accidents and insurance. Visit his website at href="JWDodsonLaw.com">JWDodsonLaw.com for FREE copies of these books, other articles, videos, news and commentary


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